Straightforward mortgage guidance, start to finish.
Homebuyers, homeowners, and investors across Middle Tennessee.
Latest from Travis on X · 18h "Claude is my brain, grok bot is my intern, chat gpt is who I converse with."Mortgage insights, explained simply
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Read More →How can I help?
A direct line to your loan officer — not a call center.
You're not routed to whoever's available. I'm your point of contact from application to closing — I answer my phone, explain the process in plain language, and tell you exactly where things stand.
Direct access — you reach me, not a queue.
Plain-language guidance through every step of the process.
Experience across purchase, refinance, HELOC, investment, and self-employed lending.
Fast, honest answers — even when the answer is "not yet."
Who you're working with
About Travis Jost
I'm a Mortgage Loan Originator with Heathrow Mortgage (NMLS #2191646), based in the Franklin / Nashville, TN area. I work as a broker rather than a single-lender loan officer, which means I'm not limited to one bank's rate sheet or one set of guidelines — I have access to a wide network of wholesale lenders and can match your loan to whichever one actually fits your situation.
That matters most when a deal isn't simple. Self-employed income, an investment property, a tight timeline, a lower credit score, a non-traditional income source — these are exactly the situations a single-lender loan officer has to turn away, and exactly the situations a broker is built to solve. My job is to find the path that works, explain it in plain language, and stay your point of contact from application to closing.
About Heathrow Mortgage
Heathrow Mortgage (NMLS #1849599) is a licensed mortgage brokerage that gives its loan originators direct access to dozens of wholesale lending partners instead of a single in-house set of loan programs. That structure is what makes it possible to say "almost every situation" and mean it — conventional, FHA, VA, jumbo, and non-QM programs like DSCR, hard money, and commercial financing are all on the table, sourced from whichever lender offers the best fit and terms for your specific deal.
You can verify both NMLS numbers directly at nmlsconsumeraccess.org.
What I'm talking about
Frequently asked questions
Who is Travis Jost?
Travis Jost is a Mortgage Loan Originator at Heathrow Mortgage (NMLS #2191646), helping first-time buyers, refinancing, and home purchases across Tennessee.
What areas does Travis Jost serve?
Travis Jost is licensed to provide mortgage services in Tennessee, working out of Heathrow Mortgage's Franklin office and serving buyers across Middle Tennessee.
What services does Travis Jost offer?
Travis Jost offers a full range of mortgage services, including home purchase loans, mortgage refinancing, HELOC, FHA, VA, jumbo, investment-property loans, self-employed borrower programs, DSCR loans, hard money loans, and commercial financing — as a broker, the goal is to have a program for almost every situation, not just the standard ones.
Is Travis Jost a mortgage broker or a direct lender?
Travis Jost works as a mortgage broker through Heathrow Mortgage, not a single-lender loan officer. That means access to a wide network of wholesale lending partners instead of one bank's rate sheet — so more loan programs and more flexibility to find what fits your specific deal.
What if my situation doesn't fit a typical loan?
That's exactly what the broker model is built for. Self-employed income, a lower credit score, an investment or commercial property, a tight timeline, or an unconventional income source can all still be financeable — it's usually a matter of finding the right lender and program, which is the core of what a broker does.
How long does it take to close on a loan?
Timelines vary by loan type and lender, but a typical purchase closes in a few weeks once a file is complete, and some non-QM or hard money programs can move faster. Reach out with your specific scenario and Travis can give you a realistic timeline.
Do I need perfect credit to qualify?
No. Different loan programs have different credit requirements, and part of a broker's job is matching you to a lender whose guidelines fit your credit profile rather than assuming one standard applies to everyone.
How can I contact Travis Jost?
You can call (615) 495-6594 and email travis@heathrowmtg.com to get started or ask about current mortgage rates and pre-approval.
What is Travis Jost's NMLS number?
Travis Jost's NMLS license number is 2191646. Heathrow Mortgage's company NMLS number is 1849599. You can verify these at nmlsconsumeraccess.org.
How do I get pre-approved?
Getting pre-approved is simple: share your income, assets, and credit details, and Travis will review your finances to determine how much home you can afford and provide a pre-approval letter.
Ready to talk through your options?
Whether you're buying, refinancing, investing, or simply trying to understand what makes sense, I'm happy to help.