Financing an investment property works differently than financing a primary residence — lenders weigh rental income, reserves, and your experience as an investor. I work with buy-and-hold landlords, house flippers, and portfolio investors to structure financing around the deal, not just a generic checklist.
Who it's for
- Buy-and-hold investors purchasing rental property
- Investors scaling a multi-property portfolio
- House flippers who need financing that moves at the speed of a deal
- Landlords refinancing existing rental properties to improve cash flow or pull out equity
Key features
- Conventional investment financing, often with higher down payment requirements than owner-occupied loans
- Rental income can often be used to help you qualify
- DSCR and hard money options available for deals that don't fit traditional underwriting
- Cash-out refinance options to fund your next acquisition
- Portfolio-minded guidance if you're planning to scale past one property