Mortgage Market Today | 30-Year Fixed 7.20% | ↑ 0.08 pts this week

Loan Programs

Mortgage Loan Programs in Franklin, Brentwood & Nashville, TN

As a mortgage broker, I'm not limited to one bank's rate sheet — I have access to a wide range of loan programs so we can find the one that actually fits your situation. Here are all 12, in one place.

Loan Program

Commercial Loans

Financing for commercial and mixed-use property, from small multifamily to owner-occupied business real estate.

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Conventional Loans

The standard mortgage most buyers use — not backed by a government agency, and a straightforward path when credit and down payment are solid.

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DSCR Loans

Qualify based on the property's rental income — not your personal income or tax returns.

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FHA Home Loans

Government-backed financing with lower down payment and credit requirements — a strong fit for many first-time buyers.

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Hard Money Loans

Fast, asset-based financing for time-sensitive deals — flips, bridge financing, and situations conventional lending can't move fast enough for.

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Home Equity Line of Credit (HELOC)

A flexible, revolving line of credit secured by your home's equity — borrow what you need, when you need it.

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Investment Property Loans

Financing built for landlords, flippers, and anyone growing a real estate portfolio.

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Jumbo Home Loans

Financing for homes priced above conventional loan limits.

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Purchase Loans

Financing for your next home, from the first offer to closing day.

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Refinance Loans

Lower your rate, shorten your term, or put your home's equity to work.

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Self-Employed Borrower Loans

Loan options built around how your income actually works — not just a W-2.

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VA Home Loans

A benefit earned through service — financing for eligible veterans, active-duty service members, and surviving spouses.

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Not sure which program fits your situation? Reach out directly and I'll help you figure out the right fit.