Last updated: September 22, 2026
These Terms & Conditions govern your use of this website, operated by Travis Jost, Mortgage Loan Originator (NMLS #2191646), through Heathrow Mortgage (NMLS #1849599). By using this site, you agree to these terms.
The content on this site — including loan program descriptions, rate figures, articles, and answer pages — is provided for general informational purposes only and does not constitute a loan offer, rate lock, credit approval, or financial, tax, or legal advice. Mortgage rates shown are illustrative and subject to change daily based on market conditions; your actual rate depends on your credit profile, loan program, property, and current market pricing at the time of application.
All loan programs described on this site are subject to underwriting approval, income and asset verification, credit qualification, and property eligibility. Not all applicants will qualify for every program, and program availability may vary by lender and change without notice.
Heathrow Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, receipt of public assistance income, or good-faith exercise of any right under the Consumer Credit Protection Act.
This site links to third-party platforms, including our secure loan application system (LendingPad) and our HELOC application partner (Deephaven Mortgage), as well as social media profiles. We are not responsible for the content, terms, or privacy practices of those third-party sites.
Use of this site, or submission of a contact form, does not create a loan agreement, an advisory relationship, or any obligation on the part of Travis Jost or Heathrow Mortgage until a formal loan application is submitted and processed in accordance with applicable law.
The text, design, and branding on this site are the property of Travis Jost and Heathrow Mortgage and may not be reproduced without permission, with the exception of standard fair-use quotation with attribution.
Travis Jost — NMLS #2191646. Heathrow Mortgage — Company NMLS #1849599. Licensing information can be verified at nmlsconsumeraccess.org.
We may update these Terms & Conditions from time to time. Continued use of this site after changes are posted constitutes acceptance of the updated terms.
Questions about these terms can be directed to Travis Jost at travis@heathrowmtg.com or (615) 495-6594.
