Can I Transfer the Roof Warranty When I Buy a Home?

Often, yes, but someone has to do it. Most shingle warranties can pass to the next owner only one time. The new owner usually has to file paperwork soon after closing, often within 60 days, and some makers charge a fee. If no one files, the coverage may not move to you. Ask for the warranty papers during the inspection period, and put the transfer on your closing checklist.

A roof is one of the most costly parts of a house to replace. A good roof warranty can help pay if the shingles have a defect or were put on wrong. But a warranty only helps you if it is in your name. Many buyers never move it over. Then, when a problem shows up, there is no coverage.

The two kinds of roof warranty

Most roofs have two different warranties. They come from two different places, and they cover different things.

WarrantyWho gives itWhat it coversHow long
Materials (manufacturer)The company that made the shinglesDefects in the shingles and some partsOften about 20 to 50 years. Some are called “lifetime.”
Workmanship (roofer)The roofing company that put the roof onMistakes made during the install, like leaks from bad flashingOften much shorter. It varies a lot by roofer.

Some shingle makers also sell upgraded warranties. These can add workmanship coverage when a roofer the maker has certified does the job and registers it. Each one has its own rules.

You may hear that roof warranties are “30 years.” Some are. But there is no one typical number. The length depends on the shingle, the warranty type, and the date the roof went on.

The fine print that trips people up

  • It usually transfers only once. Most shingle warranties can pass from the first owner to the next owner, and that is it.
  • There is a deadline. The new owner often has to file within a set time after the sale. Many makers use 60 days.
  • There may be a fee. Some makers charge a fee to transfer. Others do not.
  • There is paperwork. Expect to send proof of purchase for the roof, the install date, and proof of the sale, like a copy of the deed.
  • Coverage can shrink. “Lifetime” often means for as long as the first owner owns the home. The next owner may get a set number of years instead. If the roof is past the warranty’s early years, coverage for the new owner can drop to as little as 2 years.
  • The roofer’s warranty has its own rules. Some roofers let it transfer and some do not. Ask the roofer.

What to ask for during the contract and inspection period

The best time to ask is early, while you still have time to look things over. Ask the seller, through the listing agent, for:

  • The roof warranty papers, for both the shingles and the roofer’s work.
  • The date the roof was put on, and the invoice or contract if they have it.
  • The roofer’s name, phone number, and email.
  • Whether the warranty was registered, and any registration or confirmation number.
  • Any past roof claims or repairs, and who did them.

Your home inspector can tell you about the roof’s condition. The papers tell you who pays if something goes wrong.

Add it to the closing checklist

  • Before closing, get copies of every roof paper from the seller.
  • Read how to transfer: who to contact, what to send, the fee, and the deadline.
  • Set a reminder on your phone for the deadline, counted from your closing date.
  • Right after closing, file the transfer. Send a copy of the deed or settlement statement if they ask for proof of the sale.
  • Call the roofer to move their workmanship warranty, too, if it can transfer.
  • Keep the confirmation with your other home papers.

How agents can help their buyers

  • Ask for roof papers in your first request to the listing agent, not at the last minute.
  • Note the roof age and warranty in your file so the buyer has it after closing.
  • Remind the buyer at closing that the clock has started on the transfer.
  • Send a quick check-in a week or two after closing to ask if it was filed.
  • If you list a home, ask your seller to find the roof papers before the home goes on the market. It is a nice selling point.

A roof in poor shape can also cause trouble with home insurance or the appraisal. Knowing the roof’s age and warranty early helps keep the deal on track.

Common questions

How long do roof warranties last?

It depends on the shingle and the warranty. Many shingle warranties run about 20 to 50 years, and some are called “lifetime.” Workmanship warranties from the roofer are often much shorter. Read the actual papers for the home you are buying.

Does a roof warranty transfer on its own when the house sells?

Usually not. The new owner normally has to tell the maker in writing, with proof of the sale, within a set time after closing.

How long do I have to transfer it?

Many shingle makers give the new owner 60 days after the sale. Some warranties are different, so check the papers.

Does it cost money to transfer?

Sometimes. Some makers charge a fee and some do not. The warranty papers will say.

Can I transfer it again when I sell?

Usually not. Most shingle warranties can be transferred only once, from the first owner to the next one.

What if the seller can't find the warranty?

Ask for the roofer’s name and the install date. The roofer can often send a copy or tell you which maker to call.

Does this apply to new construction?

Often, yes. Some builders register the roof warranty, and the buyer still has to file to move it into their name.

Talk it through

Buying a home in Middle Tennessee, or helping a buyer who is? Call me at (615) 495-6594, email travis@heathrowmtg.com, or start an application.

Sources

Checked October 25, 2026. Brands are named only as sources, not as a recommendation. Every warranty has its own terms, so read the papers for the home you are buying. This page is general information, not legal advice, and not a loan offer.